/* ElmOvra - layout family C, re-hued to #3A7C99 + #59A5DB; Signika Negative + Anuphan. */
:root{
  --bg:#F5F8F8;--card:#FFFFFF;--ink:#0B2A36;--text:#1A3943;--muted:#3F646E;
  --accent:#244D5F;--accent-deep:#1B3946;--accent-tint:#E4ECED;--slate:#143D5A;--slate-tint:#E0EBF3;--line:#D8E0E1;
  --foot-bg:#0B2A36;--foot-text:#CFE9ED;--foot-link:#98B7C2;--dim:#A5C9D0;
  --fd:"Signika Negative",system-ui,sans-serif;--fb:"Anuphan",system-ui,sans-serif;--r:14px;--wrap:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17.5px;line-height:1.6;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.15;margin:0;font-weight:600;letter-spacing:-.025em}
p,ul,ol{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 12px;z-index:60;border-radius:8px}
.skip:focus{left:8px;top:8px}
.stamp{display:inline-flex;align-items:center;gap:8px;font-family:var(--fd);font-weight:600;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-deep)}
.stamp::before{content:"";width:16px;height:16px;border-radius:5px;background:var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.4l2.6 2.4L12 5.4' fill='none' stroke='%23fff' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--fd);font-weight:600;font-size:17px;padding:15px 28px;border-radius:12px;border:2px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s}
.btn-primary{background:var(--accent);color:#fff;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--accent-tint)}

/* header: minimal, nav lives in the burger at every width */
.mast{background:var(--bg)}
.mast-in{display:flex;align-items:center;gap:14px;height:68px;position:relative}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none}
.brand .mark{width:30px;height:30px;flex:0 0 30px}
.wm{font-family:var(--fd);font-weight:600;font-size:22px;letter-spacing:-.03em;color:var(--ink)}
.wm b{font-weight:600;color:var(--accent)}
.mast-tag{margin-left:auto;font-family:var(--fd);font-weight:500;font-size:12.5px;color:var(--slate);background:var(--slate-tint);padding:6px 12px;border-radius:999px}
.nb{display:inline-flex;width:44px;height:44px;border:1.5px solid var(--line);background:var(--card);border-radius:12px;flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px}
.nav{display:none;position:absolute;top:66px;right:20px;width:240px;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:14px;box-shadow:0 22px 44px rgba(11,42,54,.16);padding:6px;z-index:30}
.nav.open{display:flex}
.nav a{font-family:var(--fd);font-weight:500;font-size:15.5px;color:var(--ink);text-decoration:none;padding:12px 14px;border-radius:10px}
.nav a:hover{background:var(--accent-tint)}
@media(max-width:420px){.mast-tag{display:none}.nb{margin-left:auto}}

/* hero: mint canvas, arch window photo centred behind the ticket */
.hero{position:relative;padding:14px 0 66px;overflow:hidden}
.arch{display:block;position:relative;width:min(620px,92%);height:300px;margin:0 auto -150px;border-radius:310px 310px 18px 18px;overflow:hidden;box-shadow:0 0 0 10px var(--card),0 0 0 11px var(--line)}
.arch img{width:100%;height:100%;object-fit:cover;object-position:center 45%}
.arch::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,42,54,0) 40%,rgba(11,42,54,.35) 100%)}
.hero-in{position:relative;z-index:1;text-align:center}
.hero-eyebrow{position:relative;z-index:2;display:inline-flex;flex-wrap:wrap;justify-content:center;gap:6px 14px;font-family:var(--fd);font-weight:500;font-size:13px;letter-spacing:.04em;color:#fff;margin:0 auto 14px}
.hero-eyebrow span{background:rgba(11,42,54,.62);padding:5px 12px;border-radius:999px}
.form-card{position:relative;width:100%;max-width:var(--card-max,840px);margin:0 auto;text-align:left;background:var(--card);border-radius:var(--r);box-shadow:0 26px 60px rgba(11,42,54,.16),0 0 0 1px var(--line)}
.stub{display:flex;justify-content:space-between;gap:12px;align-items:center;background:var(--slate);color:#fff;border-radius:var(--r) var(--r) 0 0;padding:11px 24px;font-family:var(--fd);font-weight:500;font-size:13.5px;letter-spacing:.02em}
.stub b{font-weight:600;color:var(--foot-link)}
.perf{position:relative;height:18px;margin:0 0 0;background:linear-gradient(90deg,var(--line) 50%,transparent 50%) center/14px 2px repeat-x}
.perf::before,.perf::after{content:"";position:absolute;top:0;width:18px;height:18px;border-radius:50%;background:var(--bg)}
.perf::before{left:-9px}.perf::after{right:-9px}
.form-body{padding:4px 24px 18px}
.form-card__head h2{font-size:24px}
.form-card__head p{margin-top:4px;color:var(--muted);font-size:15px}
.form-host{margin-top:14px}
.form-card__trust{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:13px;color:var(--muted);text-align:center}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{list-style:none;padding:0;margin:24px auto 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 26px}
.ticks li{display:inline-flex;align-items:center;gap:8px;font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--ink)}
.ticks svg{width:18px;height:18px;flex:0 0 18px}
.hero-h1{font-size:clamp(30px,4.6vw,50px);max-width:800px;margin:36px auto 0}
.hero-sub{max-width:640px;margin:14px auto 0;font-size:17.5px}
@media(max-width:600px){
  .hero{padding:6px 0 46px}
  .arch{height:150px;width:78%;margin-bottom:-70px;box-shadow:0 0 0 6px var(--card),0 0 0 7px var(--line)}
  .hero-eyebrow{font-size:11.5px;gap:5px;margin-bottom:10px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none}
  .stub{padding:10px 16px;font-size:12.5px}
  .form-body{padding:2px 16px 16px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 12px;justify-items:start}
  .ticks li{font-size:13.5px;text-align:left}
  .hero-h1{margin-top:30px}
}
/* recognition: a tick-list band on slate */
.tickband{background:var(--slate);padding:72px 0;color:var(--foot-text)}
.tickband .stamp{color:var(--foot-link)}
.tickband h2{color:#fff;font-size:clamp(28px,3.5vw,42px);margin-top:12px;max-width:700px}
.boxes{list-style:none;padding:0;margin:30px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:12px 28px}
.boxes li{display:flex;gap:14px;align-items:flex-start;font-family:var(--fd);font-weight:500;font-size:18.5px;line-height:1.35;color:#fff;padding:14px 0;border-bottom:1px dashed rgba(207,233,237,.28)}
.boxes li::before{content:"";flex:0 0 24px;height:24px;margin-top:1px;border-radius:7px;border:2px solid var(--foot-link);background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 3.8L18.5 8' fill='none' stroke='%2398B7C2' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.tick-close{margin-top:30px;display:flex;flex-wrap:wrap;gap:18px 32px;align-items:center}
.tick-close p{max-width:600px;color:#CFE9ED}
@media(max-width:760px){.boxes{grid-template-columns:1fr}.tickband{padding:56px 0}.boxes li{font-size:17px}}

/* sections */
.sec{padding:90px 0}
.sec-head{max-width:700px}
.sec-head h2{font-size:clamp(28px,3.5vw,42px);margin-top:12px}
.sec-head p{margin-top:12px;color:var(--muted)}
@media(max-width:760px){.sec{padding:60px 0}}

/* what we do / what we never do */
.cols{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:38px}
.col{background:var(--card);border-radius:var(--r);padding:26px 26px 20px;box-shadow:0 0 0 1px var(--line)}
.col h3{font-size:21px;display:flex;align-items:center;gap:10px}
.col ul{list-style:none;padding:0;margin:14px 0 0}
.col li{padding:12px 0 12px 32px;border-top:1px solid var(--line);position:relative}
.col li::before{content:"";position:absolute;left:0;top:14px;width:20px;height:20px;border-radius:6px}
.col.yes li::before{background:var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.4l3.2 3L15 6.6' fill='none' stroke='%23fff' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.col.no li::before{background:var(--slate-tint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6 10h8' stroke='%23143D5A' stroke-width='2.4' stroke-linecap='round'/%3E%3C/svg%3E") center/20px no-repeat}
@media(max-width:800px){.cols{grid-template-columns:1fr}}

/* how it works: checklist ledger */
.ledger{list-style:none;padding:0;margin:36px 0 0;max-width:820px;background:var(--card);border-radius:var(--r);box-shadow:0 0 0 1px var(--line);overflow:hidden}
.ledger li{display:grid;grid-template-columns:56px 1fr;gap:4px 16px;padding:22px 26px;border-top:1px solid var(--line)}
.ledger li:first-child{border-top:0}
.box{grid-row:span 2;width:40px;height:40px;border-radius:11px;border:2.5px solid var(--accent);display:grid;place-items:center;font-family:var(--fd);font-weight:600;color:var(--accent);font-size:15px}
.ledger li:last-child .box{background:var(--accent);color:#fff}
.ledger h3{font-size:20px}
.ledger p{font-size:16.5px;color:var(--text)}

/* photo band */
.band{position:relative;overflow:hidden;background:var(--ink)}
.band-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.band-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,42,54,.93) 0%,rgba(11,42,54,.82) 50%,rgba(11,42,54,.25) 100%)}
.band-in{position:relative;z-index:1;padding:96px 0;max-width:560px}
.band .stamp{color:var(--foot-link)}
.band h2{color:#fff;font-size:clamp(30px,4vw,46px);margin-top:12px}
.band p{color:#D6EBF0;margin-top:14px}
@media(max-width:600px){.band-veil{background:rgba(11,42,54,.88)}.band-in{padding:62px 0}}

/* red flags + artwork */
.flags-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}
.flags-h{font-size:clamp(28px,3.5vw,42px);margin-top:12px}
.need-sec{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.need-sec .qa,.need-sec .ledger{box-shadow:0 0 0 1px var(--line);background:var(--bg)}
.flags{list-style:none;padding:0;margin:28px 0 0;counter-reset:f}
.flags li{counter-increment:f;display:grid;grid-template-columns:40px 1fr;gap:12px;padding:15px 0;border-top:1px solid var(--line)}
.flags li::before{content:"!";width:30px;height:30px;border-radius:50%;background:#F6F4EC;color:#807A48;font-family:var(--fd);font-weight:600;display:grid;place-items:center}
.flags b{font-family:var(--fd);font-weight:600;color:var(--ink);display:block}
.flags span{color:var(--muted);font-size:16px}
.art{width:100%;border-radius:20px}
@media(max-width:900px){.flags-grid{grid-template-columns:1fr;gap:30px}}

/* faq card grid */
.faq-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:38px}
.qa{background:var(--card);border-radius:var(--r);padding:24px;box-shadow:0 0 0 1px var(--line)}
.qa h3{font-size:18.5px;line-height:1.3}
.qa p{margin-top:10px;font-size:16px}
@media(max-width:940px){.faq-cards{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.faq-cards{grid-template-columns:1fr}}

/* closing band */
.close{background:var(--accent);padding:76px 0}
.close-in{display:flex;flex-wrap:wrap;gap:22px 40px;align-items:center;justify-content:space-between}
.close h2{color:#fff;font-size:clamp(28px,3.6vw,44px)}
.close p{color:#E9EFF0;margin-top:10px}
.close .btn-primary{background:#fff;color:var(--accent-deep);border-color:#fff}
.close .btn-primary:hover{background:var(--accent-tint);border-color:var(--accent-tint)}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:60px 0 38px;font-size:14.5px}
.foot-top{display:grid;grid-template-columns:1fr auto;gap:22px 40px;padding-bottom:26px;border-bottom:1px solid rgba(207,233,237,.15)}
.foot .wm{color:#fff}
.foot .wm b{color:var(--foot-link)}
.foot-line{margin-top:10px;color:var(--dim);max-width:470px}
.foot a{color:var(--foot-link)}
.foot-mail{font-family:var(--fd);font-weight:500;font-size:15px;text-decoration:none;border-bottom:1px solid rgba(152,183,194,.5)}
.legal-links{display:flex;flex-wrap:wrap;gap:8px 22px;margin:22px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:500;font-size:14px;padding:4px 0}
.legal-links a:hover{color:var(--foot-link)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(207,233,237,.15)}
.disc p{color:var(--dim);font-size:13.5px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#fff}
.disc a{color:var(--foot-link)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}}

/* subpages */
.sub .mast{border-bottom:1px solid var(--line)}
.sub main{background:var(--bg)}
.prose{max-width:740px;padding:56px 20px 90px}
.prose h1{font-size:clamp(32px,4.4vw,46px)}
.prose .updated{margin-top:12px;font-family:var(--fd);font-weight:500;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-deep)}
.prose h2{font-size:23px;margin-top:40px;padding-top:22px;border-top:1px dashed var(--line)}
.prose p{margin-top:14px;line-height:1.72}
.prose ul{margin:14px 0 0;padding:0 0 0 22px}
.prose li{margin-top:8px;line-height:1.65}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink)}
.prose a{color:var(--accent-deep);text-underline-offset:3px}
.prose .btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose .btn-primary{color:#fff}
.prose .btn-ghost{color:var(--ink)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}